New guidance on the impact of the pandemic on travel insurance cover has been issued for members who subscribe to the Group Insurance Scheme.
The scheme is run on behalf of Dyfed Powys Police Federation by Philip Williams and Co Insurance Management.
Ian Leyland from Philip Williams says cover on the travel policy is dependent upon Foreign & Commonwealth Office (FCO) advice at the time of booking and the date of departure.
“The FCO is currently advising against all but essential travel and as a result there is no cover under any section of the policy if you were to travel while this advice was in force,” he explained.
“While the FCO is advising against all but essential travel if you were to book a holiday for a date later in the year there is no cover under the sections for Cancellation and Curtailment and Change of Itinerary and Travel Delay.”
This, he explains, is because of the general exclusion on Page 16 Point 7 of the policy:
Any circumstance that could have been reasonably foreseen as giving rise to a claim for Cancellation, Curtailment & Change of Itinerary or Travel Delay or Missed Departure at the time an Insured Journey was booked and paid for in part or in full.
Click here to read the Travel Policy Bulleting from February 2021
This booklet contains all the Information in relation to the Travel Policy
PLEASE NOTE: TAKE YOUR TRAVEL POLICY WITH YOU WHEN ON HOLIDAYView document
The members beneficiary form - If you wish to add or replace a beneficiary, please download, complete and thesend the form to the federation officeView document
Spouse/Co Habbiting Partner beneficiary form incase you Wish to add or replace a beneficiary. Please download, complete and send to the federation office.View document
Click here to download the Philip Williams Notice of PrivacyView document
For Late Entrant / Top Up Applications, download, complete and send this application to the Federation OfficeView document
The Group Insurance Scheme Breakdown policy for 2020-2021View document
Group Insurance Scheme Vehicle Breakdown Legal Expenses 2020-2021View document